Make your home
improvement dream
a reality.
Checking your rate will not affect your credit score.✝︎
Focus less on your budget—and more on building your dream.
Renovating your home is one of the most efficient ways to grow the value of your property.
With SoFi, you can finance any home project without having to put your home on the line.
From small kitchen additions to needed repairs to major renovations, a low-rate, unsecured loan from SoFi can help you get it done.
Why SoFi for your home improvement project?
Quick Process
Average online approval to funding is seven days so you can get started sooner.
Fixed Payments
Fixed rate payments keep your budget manageable and your project on schedule.
Keep Home Equity
No Collateral—Using an unsecured loan means your home equity is not on the line.
Absolutely No Fees
With SoFi, there are no surprises, or hidden fees. What you see is what you get.
See how SoFi compares.
Choosing to finance your next home project with SoFi can help keep your costs organized and your project on track.
So easy
Find your rate.
Get pre-qualified online with no hidden fees and no obligation.
Select your loan & apply.
Choose the loan that works for you and complete your application.
Receive your funds.
Sign your documents and funds are wired to your account.
Get started in minutes.
Speed matters. Which is why you can check loan rates—in just minutes.