Home Improvement Loans and Grants | Health Impact in 5 Years | Health System Transformation | AD for Policy

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What are home improvement loans and grant interventions?

Home improvement loan and grant programs provide funding for low-income families to repair their homes, make improvements, and remove health and safety hazards.[1] These programs can be one part of a broader home or housing improvement initiative or focused on specific issues such as heating and insulation, lead, or mold.[1] The purpose of the intervention is to enable low-income homeowners to improve the safety and habitability of their homes.

These home improvement loan and grant programs can be implemented at the local, state, or federal levels.[1] Examples of states using these types of programs include Maryland and Minnesota. Maryland’s Department of Housing and Community Development administers the EmPOWER Low Income Energy Efficiency Program, which assists low-income homeowners in making household improvements that reduce energy use and may improve air quality.[2] Minnesota’s Housing Finance Agency administers a Rehabilitation Loan/Emergency

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